Money Market Account
No hidden fees
No monthly fees
No nonsense
Raise the bar with 4.75% APY
Quontic raises the bar, and keeps raising it. You can count on our rates rising. An APY that’s consistently over 7x higher than the national average2.
Frequently Asked Questions
What do I need to get started?
Our secure account opening process takes less than 3 minutes from start to finish! We ask for a few pieces of information like basic contact info, your social security number, and DOB. You will then be able to fund your account instantly!
Is there a minimum opening deposit?
Yes, the minimum amount to open a Money Market account is $100.
Does this account come with a Debit Card?
Yes, you can get a debit card for your Quontic money market account.
How is my interest calculated?
Interest is compounded daily based on your posted account daily balance.
When is interest paid?
Interest is credited to your account every month at the end of your statement cycle.
What you get
Banking should be easy
- Send & Receive
Remote check deposit, bill pay, and account transfers. Make and receive payments to your contacts. - Financial Tools
Track your spending and monitor credit with a full credit report, and credit report monitoring. - Synced Accounts
A birds-eye view of all your bank accounts, and loans in one place. - Biometric Authentication
Log in to your account securely with your fingerprint or facial recognition.
Support when you need it, and how you want it
Banking with a purpose
Disclaimer:
2National Average APY information as of November 19, 2024, according to the FDIC National Rates and Rate Caps.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.