Send Money Easily with Zelle^®

Zelle^® is a fast, safe, and easy way to send money directly between almost any bank accounts in the U.S., typically within minutes¹. With just an email address or U.S. mobile phone number, you can send money to people you know and trust, regardless of where they bank¹. Ask your recipient to enroll with Zelle^® before you send them money – this will help them get your payment more quickly.

You can send money to friends, family, and people you know¹. We recommend you ask people to enroll with Zelle^® before you send them money – this will help them get your payment more quickly. Since money is sent directly from your bank account to another person’s bank account within minutes¹, it’s important to only send money to people you trust, and always ensure you’ve used the correct email address or U.S. mobile number. Zelle^® should not be used to send money to people you don’t know or to purchase goods.

You can find a full list of participating banks and credit unions live with Zelle^® here. If your recipient’s bank isn’t on the list, don’t worry! The network of participating financial institutions is always growing, and your recipient can still use Zelle^® by downloading the Zelle^® app for Android and iOS. To enroll with the Zelle^® app, your recipient will enter their basic contact information, an email address and U.S. mobile number, and a Visa^® or Mastercard^® debit card with a U.S. based account (does not include U.S. territories). Zelle^® does not accept debit cards associated with international deposit accounts or any credit cards.

You can send, request, or receive money with Zelle^®. To get started, log into our Quontic mobile app and select “Send Money with Zelle^®.” Enter your email address or U.S. mobile phone number, receive a one-time verification code, enter it, accept terms and conditions, and you’re finished. To send money using Zelle^®, simply select someone from your mobile device’s contacts (or add a trusted recipient’s email address or U.S. mobile phone number), add the amount you’d like to send, and an optional memo, review, then hit “Send.” In most cases, the money is available to your recipient in minutes¹. To request money using Zelle^®, choose either “Request”, if there is just one recipient, or “Split”, if there are multiple recipients, select the individual(s) from whom you’d like to request money, enter the amount you’d like to request, include an optional note, review and hit “Request”². To receive money, just share your enrolled email address or U.S. mobile phone number with a friend and ask them to send you money with Zelle^®.

1. Click on the link provided in the payment notification you received via email or text message.
2. Select [Financial Institution Name].
3. Follow the instructions provided on the page to enroll and receive your payment. Pay attention to the email address or U.S. mobile phone number where you received the payment notification – you should enroll with Zelle^® using that email address or U.S. mobile number to ensure you receive your money.

Quontic does not charge any fees to use Zelle^®.

It’s easy — Zelle^® is already available within our Quontic mobile app! Check our app and follow a few simple steps to enroll with Zelle^® today. We recommend you enroll with Zelle^® before anyone sends you money – this will help you get your first payment faster.

In order to use Zelle^®, the sender and recipient’s bank or credit union accounts must be based in the U.S.