Koshy Thomas is a dynamic professional with a unique blend of financial acumen, community leadership, and legal knowledge. He’s forged a distinguished career with a bachelor’s in law degree from Madras Law College and a bachelor’s in science, in Chemistry from Madras University, India.

Koshy’s professional journey includes standout roles as a Wells Fargo Home Mortgage Consultant (NMLS #40286) and a couple of other bankers since 1995. His proficiency in navigating the intricate landscape of mortgages, coupled with his dedication to streamlining loan approval, has consistently earned him accolades.

Koshy worked as a Loan Modification Consultant at the Law Office of Stanley Kalathara P.C. and as a Loan Officer at Wall Street Mortgage Bankers, LTD., where he originated conventional, FHA, mixed-use, and commercial loans.

Beyond his financial feats, Koshy’s influence extends to community upliftment. He has held pivotal positions such as President of FBIMA Inc. Merchants Association, Vice Chairman of the World Malayalee Council | USA, and President of the American Multi-Ethnic Business Coalition Inc. USA | New York Chapter and a couple of other associations too. His visionary leadership has fostered connections and initiatives that make a genuine impact.

With all the above knowledge and experience, koshy has an additional layer of depth to his skill set, further enhancing his ability to navigate complex mortgage, loan approval, and legal landscapes.

In the realm of mortgage and loan approval, combined with his community leadership and legal acumen, Koshy Thomas stands as a true luminary, elevating industries, and communities.