Pay Ring

Name: Pay Ring
Brand: Quontic

Your Debit Card Evolved

Exclusively for Quontic Checking Account Customers

Modernize your money with the nation’s first wearable payment ring. Exclusively for Quontic Checking Account customers, the next wave of banking technology is here. Make contactless purchases with a simple tap of your hand.

$29 FREE

Already have a Quontic checking account?
Order your pay ring now.

Surprisingly effortless

Who doesn’t like easy? With the Quontic Pay Ring, check out faster than using a debit card or cell phone. Simply curl your fingers as you would if you were going to knock on a door, but do it over the payment terminal.

The ring is accepted wherever you see a Contactless Symbol.

Secure technology

The ring has all the security of a debit card and more. Your transactions are safeguarded by MasterCard’s advanced security features to protect you again fraudulent purchases. Plus, there are no visible debit card numbers and because all transactions are contactless, you won’t have to worry about skimming devices.

No need to charge

Since your Quontic Pay Ring utilizes the same chip technology as a plastic debit card, it’s ready when you are. Leave your charging cables and battery packs in the drawer, you don’t need them for this unique wearable.

Built to last

Made from high-purity zirconia ceramic, the wearable payment ring is water and scratch resistant and durable enough to survive normal day-to-day life.

Easy to manage

Just like your debit card, you can easily manage your pay ring through online banking or our mobile app. You can:

Frequently asked questions

How to physically use your Ring

It’s important to use the correct hand gesture when using your Ring at a compatible contactless terminal.

For the terminal to detect your Ring reliably, it is best to use a ‘knocking’ gesture with your hand. Simply approach the terminal as if you were going to knock on it and hold your fist in position until you see the confirmation of payment or hear the confirmation beep.

Here’s a quick visual guide on the correct hand gesture to use when making payments with your Ring.

What if I don’t know my ring size?

During the ring ordering process, you will be asked if you’d like to order a free ring sizing kit. We highly recommend that you choose to order a sizing kit before submitting your ring size. Ring sizes and ring sizers can vary across the industry. Sizing kits are free of charge and help to ensure you get the perfect fit

Do I have to have a Quontic Bank account to get a Ring?

Yes – you must have a Quontic Bank Checking account to order a ring.

Do Pay Ring transactions count towards my interest or rewards earned?

Yes, transactions using the Pay Ring do count towards the interest or rewards you earn just like debit card transactions.

I ordered a ring sizing kit, now what?

Once you receive your sizing kit in the mail, check your inbox for an email you received when you submitted your request for a ring sizer from [email protected]. It contains a unique link to activate complete your ring order.

I’ve ordered my Quontic Payment Ring, now what?

Once you receive your ring in the mail, check your inbox for an email you received when you submitted your ring order from [email protected]. It contains a unique link to activate your ring. You will need the activation sticker located on the plastic ring box wrapper. If you have an issue with activating your ring, please call 1-800-908-6600.

I'm trying to activate my ring, and it says I need my Activation Code. Where can I find that?

You can locate your activation code on the sticker that is located on the plastic ring box wrapper. If you have an issue with activating your ring, please call 1-800-908-6600.

Will I have a PIN Associated with my ring?

Yes, once you activate your ring you can create a four digit PIN. You may also use the same PIN for your Quontic debit card once it is activated.

Can I use the card controls feature in the mobile app for the ring?

Yes, you will have the ability to enable/disable the Ring, set transaction limits or merchant restrictions. You will need to add your ring by going to Card Controls -> Add in your Quontic Mobile App. Please note that your ring will be listed as a Debit Card.

How strong is the Ring?

Your Ring has been designed to be resistant to scratching and proven to be more resilient than certain precious metals of equivalent thickness. It’s still precious, so please treat it as such.

How often does it need to be charged?

Everyone likes good news right? Your Ring NEVER needs to be charged…. EVER! You can wear your Ring all day and all night, so it’s always to hand to make those important payments even when other devices have run out of battery.

Can I wear it in the shower or when swimming?

The Ring is waterproof to 50m, so perfectly able to withstand swimming, bathing or washing up.

How much can I spend using the Ring at a contactless retailer?

The same daily limits for your debit card apply to the Ring.

What if my Ring doesn’t fit?

If your ring does not fit, please contact customer service at 1-800-908-6600. If the ring fits on another finger than the original finger you intended, we suggest trying it out to avoid the returning process.

Where can I use my Ring?

Rings can be used at any payment terminal that accepts contactless payments. Look for the contactless symbol. Please note that there may be instances where a terminal is unable to accept the Ring as a payment device – just like some contactless terminals can’t read a debit card and ask that you use chip instead.

I tried to use my ring at a terminal and received, “card reader error,” what should I do?

Be sure that the terminal accepts contactless payments. Sometimes, you may need to try to tap the ring a few times before the terminal gets a good read. There may be instances where a terminal is unable to accept the Ring as a payment device – just like some contactless terminals can’t read a debit card and ask that you use chip instead. We always recommend you bring a second method of payment, like your Quontic Bank Debit Card, in case there is a terminal read error.

Does my Ring have a card number associated with it?

The ring has a card number in the system but is not shared with the customer. If you need to make an online purchase that requires a full card number, we suggest you use your Quontic Bank debit card.

Can my Ring be associated with my Quontic Bank Account if I already have a debit card associated with that account?

Yes. You can use your Ring and your Debit Card with the same account.

What if my Ring is lost or stolen?

Please contact customer service at 1-800-908-6600. If you have the Quontic Bank Mobile App, you can also use Card Controls to turn your ring ‘off’ to ensure no unauthorized purchases occur. To add your ring to Card Controls, go to Card Controls -> Add in your Quontic Mobile App. Please note that your ring will be listed as a Debit Card.

"The ring arrived arrived the same week I opened my bank account, so fast! Every time I have made a purchase with my ring the cashier and people around me were amazed. I told them what it was and they said they would check it out too!"

"No more hiding my card at the bottom of my yoga bag."

"Overall, I am very pleased with the ring. It works as promised and is much more convenient than paying with a card or phone at checkout."

"Easy account opening. Ring fulfillment awesome."

"I've received my payment ring and it's been quite nice to have with me on workouts. No need to carry a bulky wallet if I need to stop for something."

Ready to add a pay ring to your checking account?

Do You Have A Quontic Checking Account?

Disclaimer:

¹FDIC insurance is applicable to eligible deposit accounts and up to the maximum allowed by law. Learn more at FDIC: Deposit Insurance.

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