24 Month CD

3.35%

Annual Percentage Yield1

When saving for a large purchase or a major life event, you want to make sure your money is working as hard as it can for you. If you are looking for a competitive rate and have money you won’t need to access for the next 2 years, Quontic’s 24 month Certificate of Deposit may be the right savings solution for you. Open your account in 3 minutes or less.

nerdwallet: 4.5 out of 5 stars
Bankrate: 4.7 out of 5 stars
Forbes Best Overall Online Bank 2022
smartasset: 4.8 out of 5 stars
GoBankingRates: 4.5 out of 5 stars
smartasset: 4.8 out of 5 stars
Forbes Best Overall Online Bank 2022
nerdwallet: 4.5 out of 5 stars
Bankrate: 4.7 out of 5 stars
GoBankingRates: 4.5 out of 5 stars

See how much your money could grow with Quontic

$25,000

24 Months

Quontic logo

$1,676

Interest Earned

National Average

$740

Interest Earned

Frequently asked questions

You can securely open your new CD account online in less than 3 minutes by visiting https://www.quontic.com/banking/savings/certificates-of-deposit/.

To make your initial deposit, you can transfer money from your existing Quontic account, you can transfer money from an external account via ACH, or using Plaid’s technology. Please ensure that you have sufficient funds available to be transferred.

Interest is compounded daily and credited to your account monthly. Interest is calculated using the daily balance method. This method applies a daily periodic rate to the principal and interest that has accrued in the account each day.

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Banking should be easy

Support when you need it, and how you want it

100% US-based support. Chat live, request a call or speak through your computer’s audio.

Banking with a purpose

With Quontic, you’re more than just an account number. You’re a partner on our mission. As a CDFI, we’re the bank that helps bring the dream of homeownership to low-income families, immigrants, people of color, small business owners, and others who are unable to obtain mortgage financing through traditional lenders. Feel good about who you bank with.
Is this not the right option for you? Check out our other CD terms.

Disclaimer:

Ask for details. Additional terms, conditions, fees & exclusions may apply. If the account is closed before interest and/or bonus is credited, accrued interest and/or bonus may be forfeited for that statement cycle. Fees could reduce earnings. In order to sign up for online banking, you must have a Quontic Bank account. Mobile banking requires enrollment through online banking. Data connection required. Wireless carrier fees may apply. There is no charge from Quontic Bank for account alerts, but message & data rates may apply. Mobile check deposit is available for select mobile devices. Subject to eligibility & further review. Deposits are subject to verification & not available for immediate withdrawal. Deposit limits & other restrictions may apply.

Online Account Opening is only available to consumers. Ask for details. Data connection required to open an account online. Wireless carrier fees may apply. Application is subject to approval & further review. Information is accurate as of the date listed below and may change without notice.

1Certificate of Deposit. Minimum $500 to open account. Withdrawals before the maturity date are subject to penalties. Fees could reduce earnings. Additional terms, conditions, fees & exclusions may apply. Annual Percentage Yield (APY) and information is accurate and effective as of September 20, 2024. Subject to change without notice.

2National Average APY information as of September 20, 2024, according to the FDIC National Rates and Rate Caps.

3FDIC insurance is applicable to eligible deposit accounts and up to the maximum allowed by law. Learn more at FDIC: Deposit Insurance.

Bankrate is a registered trademark of Bankrate, LLC. Forbes is a registered trademark of Forbes LLC. SmartAsset is a registered trademark of Financial Insight Technology, Inc. NerdWallet is a registered trademark of NerdWallet, Inc. GoBankingRates is a registered trademark of ConsumerTrack, Inc.