Mortgages made for our military
Active-duty or veteran military service applicants and their spouses are eligible for our VA home loan program for both purchase and refinance. These government-backed mortgages offer benefits such as no private mortgage insurance, lower rates than conventional loans and require little to no down payment but there is an upfront “funding fee.” Eligible service applicants and veterans and their families can also utilize their VA loan benefits again once the original loan is repaid in full. As an approved VA Home Loan Lender, Quontic’s team of mortgage specialists are ready to help our servicemen and women have a place to call home.
 Loan Amounts | Up to $766,550 |
 Minimum Down Payment Required | As Low As 0% |
 Flexible Terms |  |
 Competitive Rates | |
 Available in All 50 States | |
Recognized as a top mortgage lender
Quontic’s loan officers help make the loan process simple and seamless. With mortgage experience across multiple loan programs spanning decades, they are a diverse and multi-lingual team ready to walk you through each step of the mortgage process. And with hundreds of 5 star reviews from our customers, you can trust you’ll get a customized experience that makes your purchase or refinance goals a reality.
Frequently Asked Questions
How much of a down payment do I need for a VA loan?
Depending on the applicant, a VA purchase loan may require little to no down payment.
What are the requirements for VA loans?
VA loan requirements include, but are not limited to, providing a VA home loan Certificate of Eligibility (COE), meeting the standards for credit and income and living in the home you’re buying with the loan.
What are the advantages of a VA loan?
VA loans offer little to no down payment, usually better terms and interest rates, no need for Private Mortgage Insurance (PMI) or mortgage insurance premiums, usually better closing costs, and no penalty fee if you pay the loan off early.
Do I have pay mortgage insurance for a VA loan?
No, Private Mortgage Insurance isn’t required for a VA loan but there is an up-front funding fee.
Disclaimer:
1Quontic Bank is not affiliated with or acting on behalf of or at the direction of Veterans Affairs (VA) or any government agency or government sponsored entity. All lending products are subject to approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. This does not represent an offer to enter into a loan agreement. Other requirements, restrictions & limitations apply. Information is accurate as of August 15, 2024 & is subject to change without notice.
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